A Look At The Numbers

About 40% of Massachusetts Residents are renters, as of data collected each year since about 2005. It has fallen slightly but not much. For that population, however, less than half buy renters insurance. Compare this to almost 100% of homeowners (~97% depending on source and market). Why is that? Well some landlords don’t require it for one. And for those who do, renters report feeling nervous about the added cost even though it is almost always affordable and minimal to add onto an existing auto policy for example.

Protect Yourself Against the Unexpected

If last year has taught us anything, it’s that the unexpected is almost sure to occur, which is why we’re likely seeing renters increasingly looking to protect themselves.


We fully support clients with personalized insurance needs for their lifestyle and situation.

For longer-term renters, it’s common to do a few upgrades like on bathroom fixtures or built-in appliances. Great news- renters insurance may allow you to apply a fraction of the contents coverage to repair or replace the items in the event of damage.

Does Type of Rental Matter?

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Whether you’re renting an apartment, condo, townhome or home, renters insurance is an inexpensive way to protect your possessions when you’re at home or away. It also often offers liability coverage in certain states with certain companies.

Where to Inquire About Renters Insurance

We recommend seeking out a local business like J.M. Whitney as a resource to help shop around to find you the most coverage benefits for the lowest cost. We hope to afford you the peace of mind to fight the uncertainty we all currently face. We wish all our current and future clients safety at home and wherever travel soon takes you.

J.M. Whitney Insurance is an independent insurance agency located in Watertown, Massachusetts. Give us a call, stop by, or request a quote online to find out how much we can save you on your insurance.

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