We’re always happy to share what’s new—take a look at our latest listings below, and feel free to pass them along to any friends, family, or colleagues looking to make a move to beautiful, vibrant Watertown. It really is a great place to live.
Active Now
J.M. Whitney featured properties are updated regularly: View Our MLS Listings
MLS 101 (Multiple Listing Service)
Remember, The MLS (Multiple Listing Service) is a private database that real estate professionals (like us at J.M. Whitney) use to share the most up-to-date property listings. Working with a broker who has MLS access gives you a huge edge by unlocking early insights, private listings, and accurate pricing data you won’t find on public sites, like Zillow.
Current Market Snapshot
🏢 Commercial Listings
Active Listings: 13
Current Activity: Slight increase month-over-month; focused on office, retail, and industrial spaces along Munroe Ave & Main St.
Investor Insight: Cap rates steady; rising interest in mixed-use and last-mile industrial properties.
🏠 Residential Overview
| Metric | Value |
| Active Listings | 78 homes |
| Median Listing Price | ~$915K |
| New This Week | ~23 listings |
| Fastest-Selling Segment | Condos & 2–3 BR homes near Arsenal Yards |
| Avg Days on Market (DOM) | 32–40 days (condos <14 days) |
| Under $500K Listings | 11 (entry-level/investor opportunity) |
| East Watertown Premium | ~30 listings, avg ~$1.05M |
Context and Our Impressions
Plenty of movement out there right now. We’ve still got about 11 homes under $500K—great for first-time buyers or anyone looking to invest without overreaching. Condos and 2–3 bedroom homes? Those are flying. If you’re selling, strong MLS visibility and sharp pricing go a long way. We’re also seeing a healthy bump in multi-family and commercial listings—good timing if you’re looking to expand your portfolio. And a heads-up: the best properties? They’re going under agreement in less than two weeks. If you’re serious, timing matters. Let’s make sure you’re ready to move when the right one hits.
Nation News and Potential Impact on Housing, Rates, and Insurance
As of mid-July 2025, the U.S. housing market is navigating a period of constrained activity driven by high mortgage rates, limited affordability, and slowing construction. The average 30-year fixed mortgage rate has risen to 6.75%, dampening buyer demand and prolonging homeowner hesitancy to list. Nationally, single-family housing starts fell to an 11-month low, with builder confidence dipping to a reading of 33 and nearly 40% of builders now offering incentives. Existing home sales remain near 30-year lows, according to Harvard research, while home prices are still inching upward—projected to grow just 1% this year before a modest rebound in 2026. The market remains especially tight in high-cost areas like Greater Boston, where even marginal rate changes significantly impact purchase power.
The outlook hinges on whether mortgage rates fall below 6% in the coming year; until then, both buyers and sellers are expected to remain cautious, keeping transaction volume muted despite growing inventory.
Massachusetts Remains a Top-10 Place to Live and Invest
Massachusetts continues to earn high marks as one of the best places to live in the U.S., thanks to its strong education, healthcare, and quality-of-life metrics. In the 2025 U.S. News & World Report rankings, Massachusetts placed #9 overall, and WalletHub ranked it #1 in both education and healthcare, reflecting the state’s consistent investment in infrastructure and public well-being. Within the state, Boston-area communities stand out nationally, including Watertown, MA. This combination of elite public services, vibrant neighborhoods, and economic opportunity makes Massachusetts especially attractive for families, professionals, and investors alike. With many towns near Boston offering both livability and long-term value, the housing market here continues to reflect strong, sustained demand—even amid shifting national trends.
New Listings in the Last 30 Days
- Condos (35) are leading the way—great for first-time buyers or investors, with a healthy average price (~$870K)
- Single-family homes (13) show steady supply, though more limited—highlighting demand for turnkey detached properties.
Multi-family homes (11) indicate opportunities for investors seeking rental properties or multi-unit homes.
In Conclusion
As an independent broker in Watertown, MA, we are more than happy to help you (or loved ones) look for properties, insure them, and help you along each and every step.
- J.M. Whitney featured properties – View Our MLS Listings
Taking Action Ahead of Time is Smart
Do you have your insurance person on speed dial? We want to bring attention to all of the areas of experience Curtis and the team at J.M. Whitney and Co. bring to the table.
For over 70+ years, this family-run business has been well-versed and experienced in Massachusetts-specific insurance, real estate, and commercial real estate acquisitions, management, and insurance. We look forward to becoming your trusted resource. Share our page with friends and loved ones.
- For any insurance or real estate and commercial management, brokerage, or questions, reach out.
- J.M. Whitney featured properties – View Our MLS Listings
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