Fires can happen anywhere, not just California. Not only that, but fires happen even when we do our best to prevent one. So what can we do?  Let’s check out the steps to best preserve lives and minimize property damage.

Detect and Prevent

An important component of fire protection is detection or an early awareness of the problem. Detection systems that provide early warning of fire are a key component of a property protection program. They also can play an important role in your life safety evacuation efforts.

The two most common choices for fire detection systems are smoke detectors and heat detectors. Which to use depends on a number of factors, including the occupancy being monitored and perhaps most importantly, your objectives (life safety & evacuation, or protection of property).

Smoke Detectors

Smoke detectors are best in areas where early detection and warning of a fire is critical to the preservation of life. They are an important part of a building’s life safety program. For life safety considerations, the requirements for smoke detection are covered in the NFPA 101 Life Safety Code.

Smoke detectors are also used where early detection and warning of a fire is critical to help minimize property damage and protect highly sensitive optics, electronic equipment, equipment in computer rooms and other equipment that are highly susceptible to damage from the byproducts of fire or combustion.

Heat Detectors

While smoke detectors may be the best choice in some fire protection applications, heat detectors could be a better choice for early warning in environments with too many airborne particulates due to excessive steam, moisture, dust or humidity, such as parking garages and truck docks. Smoke detectors in these environments may be prone to cause unwanted alarms. Heat detectors are generally not considered early warning systems for life safety evacuation.

If you have an automatic sprinkler system installed throughout your facility, it can help minimize the severity of a fire and also serve as a heat detection notification system. As such, it can help facilitate a more rapid response by you and the fire department. For the system to adequately respond as a heat detection and notification system, the sprinkler water flow should be monitored 24/7 and the system must remain in operating service (e.g., control valves open, control panel continuously energized).

Features to Look for in an Alarm: Notification is Key

You want a detection system with the ability to provide notification to building occupants and emergency responders in the earliest stages of a fire. This will give emergency services a chance to help as soon as possible.

Loud and fast– Detection systems should be arranged to sound an alarm throughout the building.

Monitoring Ability– They also should be connected to a 24/7 monitoring service where notification to the fire department will be prompt.

Whatever type of detection system you choose it should be installed and maintained in accordance with NFPA 72 National Fire Alarm and Signaling Code.

Detection Systems and Beyond

As important as smoke and heat detectors are, detection is not a substitute for fire prevention and suppression, particularly when the combustibility of property – construction and contents – is significant.

Smoke and heat detectors do nothing to prevent or extinguish a fire. They are simply detectors designed to:

  • Detect an abnormal condition.
  • Sound an alarm to provide notification of a fire emergency.
  • Facilitate rapid evacuation of building occupants, and;
  • Signal emergency personnel to respond to a fire.


Holistic Risk Management

Surpessing the Fire, Now What?– A complete fire risk management system should include both fire detection and suppression systems. The right fire suppression system is critical for fire safety preparedness.

Timely check ups– Check out your building codes’ fire suppression system guide or inquire about a routine checkup to make sure you know if your systems are up to date or not.

Please let us know how we can best serve you in your personal or business insurance needs or have any questions related to your business’ activity.

J.M. Whitney Insurance is an independent insurance agency located in Watertown, Massachusetts. Give us a call, stop by, or request a quote online to find out how much we can save you on your insurance.

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